After the article, in which I showed you how to check via the internet  how many points you have on your license , here is another one for those looking for the best  online cheap auto insurance  among all those currently on the internet.
To check which of these is the most convenient , I will show you how we can make a quick and simple comparison between the various online insurances , in order to understand how much we can save compared to classic car or motorbike insurances that do not operate online.
The use of a comparator of insurance policies also protects you from false insurance companies , as only companies that have received authorization to exercise on the Italian market are offered for comparison. Regarding this we have also dedicated a specific paragraph "How to recognize a fake insurance company".
I have divided the article into the following sections for greater reading convenience, while if you want to get the best quote immediately, click on the item below "Online Insurance Comparison".
INDEX
USEFUL INFORMATION TO SAVE MONEY
The best method is to use the so-called " insurance comparators ", which allow entering the data of your vehicle, to compare the prices of the various  RCA Auto  (Civil Liability) quotes provided by all the online insurance sites  currently present.
This method is extremely convenient and quick as it avoids wasting the time required to enter insurance data on each site of each online insurance. Instead, through the comparator, you can not only get all quotes but compare them quickly, in order to see what is the lowest insurance premium (or the cost of the policy).
The  price comparators of RCA auto insurances are currently able to check all the insurance companies present or at least the best ones, moreover each company, given the price war present, offers various customer discounts to grab the customer. attractive, depending on the payment method or specific clauses, which we will see in the next lines.
As you can understand, the choice is really wide and finding your way with all these companies is not easy, especially for the less experienced, but with this article I will come to your rescue and help you get the  best estimate of the cheapest online car insurance for the same conditions .
As mentioned before, there are some factors that affect the final cost of the quote for some companies such as:
  • Payment method , in fact you can get discounts for payments by credit card or paypal.
  • Km traveled , the fewer the Km traveled and the greater the discount.
  • Insuring more than one vehicle in the same household.
  • By installing the " black box ", an electronic device supplied and installed free of charge by the insurance company, which offers an immediate and precise roadside assistance service via GPS , acts as a satellite anti-theft device with related discounts on the fire and theft policy  and facilitates the discovery of the car in case of theft.
In addition, every year new promotions always come out, which is why I advise you every year, at the expiry of the policy, to check in person through the comparators that I am about to recommend, the company that manages to offer you the best policy on equal terms. This will allow you, by spending 3 minutes of your time, to save hundreds of euros , reserving the money saved for other expenses.
Below you will find all the existing insurance companies that we have tested and also an example made with my car in my city, for which you can see the results.
online insurance

List of all cheap online insurance 

Here are all the online insurance, listed in alphabetical order, currently on the market, with which you can take out an insurance policy:

Online Insurance Comparison (to get the best quote)

As mentioned above, the safest method to obtain and evaluate all online insurance quotes is to use the insurance comparator I am about to suggest, with which I will help you find the best cheap online insurance under the same conditions offered:

INSURANCE COMPARATOR

Using the following comparator is very simple, it will only take 3 minutes, just click on the link just mentioned and enter the data of your car or motorbike and your personal data, once everything is done, click on " Proceed " and you will have a series of insurance quotes among which you will find the least expensive, with the cheapest RCA policy price.
Remember to lock the price of the quote you are interested in once the comparator has compared all the insurance companies, in order to have this price locked also in the future for a limited period of time, free of charge and without obligation , precisely for the reason that this estimate could change if done later and increase. To do this, just click once the quotes are obtained on " Lock the price " (see image below).
freezes the price of tariffs
The great convenience of this comparator is the possibility to list the various quotes by price (initially they are calculated with RCA only), adding one or more selectable guarantees on the left part of the list , as you can see in the left part of the image above, with prices that update instantly. The additional guarantees that we can add are:
  • Driver injuries
  • Theft and fire
  • Legal protection
  • Road assistance
  • Crystals
  • Kasko
  • Collisions
  • Protected Bonus
  • Revenge protection
Out of curiosity I wanted to do a test like every year with the data of my car, this demonstrates the price differences are very high, from here you can understand how much you can save.
As a basis for the tests, I ran the quote on the following car:
  • Opel Corsa 1.3 CDTI Turbo Diesel 95 hp, 5 doors, Ecoflex
  • Registration year 2010
  • No driver under 26 years old
  • Immobilizer anti-theft
  • Car kept on the road
  • Minimum ceiling for each company
  • No fire and theft or other policies
  • Membership class CU 1st
  • No claim in the past 5 years
  • Province of residence Catanzaro
  • Type of annual contract
  • 10,000 km per year traveled
  • Travel home work and leisure
  • Without driver accident insurance policy
opel-race-ecoflex-95-cv
And these are the top 10 best quotes obtained through the comparator regarding my vehicle:
  1. Conte.it € 308.67
  2. Genialloyd  € 448 (With Rivalsa waiver for only € 10)
  3. Prima.it € 505.37
  4. Genertel.it € 516.38 (Including Legal Protection, Roadside Assistance - Requires free installation of the satellite device)
  5. Verti  € 623.75
  6. Linear € 874.72 (Including driver accidents and legal protection)
  7. Quixa € 1,057.00
  8. Zurich connect € 1,370.88
list of price quotes
As for the best quote for my car, analyzing the RCA only without accessory insurance products, the most convenient online car insurance proved to be Conte.it, but I want to clarify that depending on the province in which you live and other small factors , the cheapest online insurance may be another one, so I invite you to personally try with your data.
In addition to the comparator that I just recommended, that is SosTariffe, there are also other alternatives, which we will list all here:
    1. Sos Rates
    2. Hound
    3. Easy
    4. Clarity
    5. Cercassicurazioni
The differences in the estimates made, as you can see are not a few euros and some companies offer attractive prices and promotions even for those who travel a few km , so if you want, try to make a quote and leave a comment at the end of the article to understand in your province what is the cheapest online car and motorcycle insurance.
It is also a good rule of thumb, before entering into an insurance contract, to pay attention to all the items written in lowercase, in which bitter surprises often lurk, which given the size of the characters, often one is not tempted to read.

How to recognize a fake insurance company

We often hear about scams involving people who have taken out a car or motorbike policy with a fake insurance company. In order not to fall into this scam it is necessary to verify that the company is authorized to carry out its activity on the Italian market.
Checking this authorization is very simple, just connect to the website www.ivass.it which represents the Institute for Insurance Supervision. Through this portal we can check the complete list of both Italian and foreign companies that can operate in our country by offering Motor TPL policies. Only if a company is included in these lists will it be able to carry on its insurance business in Italy.
In addition, through the IVASS website you can check through the Single Register of insurance and reinsurance intermediaries, all natural persons, insurance brokers and companies that are authorized to operate as intermediaries, a profession in which most of the scams often occur, due to of false unauthorized intermediaries. I invite you to take a look at the end of the article also in the section " How to check the insurance of a car from the internet or smartphone ", this will allow you to understand thanks to the license plate number only if a car is insured or not.

User survey of the best insurance company

If you want, you can also answer our poll and see the results of those who have already voted.

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